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Employee Benefits

Overview

Looking to learn more about our employee benefits? Are you a retiree wondering about coverage? We oversee City employee's medical, dental, vision, and retirement assets.

Employee Benefits

We offer these benefits to all hired City employees:

Competitive salaries
Comprehensive health care package including medical, dental, vision, and prescription drug coverage
Paid vacation days
Paid sick leave
Paid jury duty
Bereavement leave
Defined contribution retirement plan (401a and RHSA)
Cash death benefit
Paycheck direct deposit

Voluntary Benefits

Hired City employees have the option to use these voluntary benefits:

Professional development funding
Tax deferred compensation (457 Plan)
Ability to enroll in a ROTH IRA
Cafeteria style benefits. This includes life, disability, accident and cancer insurance. We partner with companies like Aflac, American Fidelity and MetLife
Flexible Spending Accounts (FSA)
Employee Assistance Program (EAP)
Home ownership grant opportunities in Target Areas
Tuition Savings Program
Ability to join Michigan First Credit Union

Employee Self-Service

Current City employees can Looking for a form or document? Just click on the links below.

Health insurance

Health Insurance Plan Handbook 2 Amendment 4(PDF, 775KB)

Meritain Medical Reimbursement Form(PDF, 190KB)

Accident, injury or illness

Report it to Meritain using the form below.

Meritain Accident/Injury/Illness form(PDF, 202KB)

Summary of benefits

2017 Summary of Benefits(PDF, 78KB) (prescription drugs, dental and vision)

2017 Unified Health Plan Summary of Benefits(PDF, 326KB) (medical)

2017 High Deductible Health Plan Summary of Benefits(PDF, 314KB) (medical)

Vision

Vision Claim Form(PDF, 83KB)

Retirement resources

Want to save for retirement but not sure how? Below are some resources from ICMA Retirement Corporation and Municipal Employees' Retirement System (MERS).

Planning for Retirement: Growing Your Nest Egg One Paycheck at a Time(PDF, 443KB)

Helpful videos

Save and Invest Smart

457 Accounts

IRA Accounts

MERS Retirement Health Savings

Retirement Plans

ICMA-RC 401a Retirement Account

We partner with ICMA-RC to offer all new hires a 401a retirement account. Keep in mind that Police and Fire department employees are eligible for a pension plan. Contributions to this account begin after you pass your initial 6 month probation period. You contribute 6% of your pre-tax wages and we match it by adding another 6%.

Have questions? Contact ICMA-RC at 1-800-669-7400. Visit there website: www.icmarc.org

Municipal Employees' Retirement System (MERS)

We have a Health Care Savings Plan (HCSP) for all new hires through MERS. Contact MERS to sign up or if you have any questions at 1-800-767-6377. Visit their site at www.mersofmich.com.

MERS partners with a company called Alerus to manage this program. Your information is kept strictly confidential and you may occasionally receive communications from Alerus.

How to use MERS HCSP

You can use money in this account for medical expense reimbursements. This includes:

Premium payments
Coinsurence
Deductibles
Copays
Other health items

You can use your MERS account funds when you leave City employment or if you're on medical leave for over 6 months. MERS will send you a packet a few weeks after you leave City employment.

Who can use MERS HCSP

The former employee, the spouse and qualified dependents may all use the funds in the MERS account. You can also pass the money on to a beneficiary.

Eligibility and contribution amounts

See the hire dates for each union to see if you're eligible. We've also outlined the contribution amounts at 6 months, 1 year and 2 years/beyond. Keep in mind you're not able to contribute more than the amount outlined in your union's labor contract.

APA

HCSP eligible hire date 10/21/2008

City/employee contribution at 6 months: $750/$375